Venoa The Specialist Mortgage Broker Based In Hedge End, Southampton

Still unsure? Below are a few testimonials submitted by some of our clients.

In our experience Jonathan is extremely professional, knowledgeable and expedient. We have been through this process several times with other brokers and I have to say with Jonathan it was very simple. Our circumstances were unique, which lenders do not like very much, however Jonathan accepted the challenge and re-assured us that he would be able to secure us what we needed, which he did. Jonathan kept us informed at every stage and worked tirelessly for which we are extremely grateful. Jonathan has been a pleasure to work with and we will definitely work with him again in the future.


I Quilliam

Director of IQ Engineering Systems Ltd

As a contactor, i’d previously found it difficult to secure a competitive mortgage given many banks didn’t fully understand the nature of the contracting industry. Jonathan was able to offer a wide variety of competitve mortgage products for me where others had failed. Always professional and knowledgable, i’d have no reservations in recommending Jonathan to others.


D Kennedy

Technical Delivery Lead

I very recently completed on two Buy-to-Let remortgages with Jonathan, at Venoa Financial Services. Jonathan’s extensive knowledge of the mortgage market and access to the best deals on the market meant I was able to secure excellent mortgage rates for my two properties.

As always, Jonathan delivered an excellent service, lending his knowledge and experience in the whole process, and providing regular updates on progress.

The remortgage process from beginning to end was smooth, clear, transparent, efficient and straightforward. If you are looking for a mortgage broker that actually takes the time to understand their client’s needs, and has access to the best mortgage deals, then I highly recommend Venoa Financial Services.

I for sure, will be using them again.


A Lahanmi

Delivery Manager at Mastercard || Prince 2 & MSP Practitioner | Agile PM | Certified Scrum Master | SAFe 4 Agilist

I recently moved forwards with a Buy to Let remortgage with Jonathan at Venoa and wanted to write about my experience in using him and his business. I can say from start to finish the service was excellent. I’ve used a few brokers in the past and can testify that Jonathan’s knowledge of the mortgage market place is second to none.

Not only did he secure me, in good time, the best deal but also he and Nicki delivered exceeding my expectations. The process with Venoa is the most straight forward I’ve ever experienced. I own a few properties myself and as I said I’ve used a few brokers in the past.

Sadly for them there’s very little chance I will be using them again. Best of all Venoa do not charge brokerage fees which is great as the money I would have spent can now be used elsewhere.

Thank you so much Jonathan and Nicki and I look forward to working with you guys again.


L Brocklehurst

Director at Sassi Consultants Limited

I’m a contractor. Been contracting for some time. Last year I took a break which was over 7 months and thought I would not be able to secure a new mortgage deal. I was so pleased to hear Jonathan had set up his own business and naturally I wanted to speak with him about this.

Within 24 hours I had been pre-approved not just for a great mortgage deal but also to release equity to purchase another property. Typically from my understanding if you are a contractor most banks will not entertain lending to you if you have a gap of more than 6-8 weeks in any 12 months. Jonathan, with his contacts, was able to move forwards with a 7 month gap and increased the amount of lending I could borrow.

I’m now off looking for an investment property and would have no hesitation recommending him to anyone looking for quality mortgage advice.


D Wallis

Lead Business Analyst

I have known Jonathan since 2012 when he arranged a BTL mortgage. Since then Jonathan has advised me on many topics. Jonathan is always available to give advice. Jonathan called me when he was on holiday in Spain! Jonathan is very easy to work with. He has a relaxed approach, but he is very professional.

Jonathan brings that great mix of expertise, integrity, confidence (and humour!) to the mortgage process. I trust his judgment 100%. Jonathan has also given me advise on some issues I have had with Shares.

Jonathan has just helped me re-mortgage a property on a fantastic deal that means my monthly payments are lower than they are now, and I can pay off another one (and a half) of my other properties. I recommend Jonathan without hesitation and look forward to working with him again on future financial products.


Amit K

Qlik Development Lead, Financial Crime and Compliance Investigations IT at HSBC

With a number of mortgages coming to the end of their two year fixed period one of my obvious options was to renew with my current providers.

Although there had been a increase in the Bank Of England base rate their rates still looked OK and I was keen to avoid the time consuming process of gathering the required up to date documents. In addition I wanted to keep fees to a minimum. Searching for a better deal myself yielded nothing more competitive than my current providers could offer.

Its common knowledge that brokers often have access to better rates than the general public. This combined with the fact that Venoa don’t charge a fee for arranging mortgages made me think I’ve got nothing to lose if they researched the market on my behalf. Jonathan came back to me with rates that effectively meant I’d be paying pretty much the same as I had for the previous two years. In response to my concerns over the time and effort involved in the process Jonathan outlined a strategy of moving the mortgages to larger lenders who tend to have the most competitive renewal rates.

So, although I would have to gather documents this time around this would likely be the last time I’d have to do so. There are a lot of documents to gather and it does take time but the Venoa upload portal is pretty easy to use. All I needed to do was upload the documents and answer a couple of questions and they did everything else which saved a huge amount of time. I’d highly recommend Venoa. From a service perspective they were excellent. They know the mortgage industry inside out and with no fees involved the amount of work they did on my behalf seemed like a very good deal.


D Finch

Technical Team Lead at E-bx Consulting, Stroud, Gloucestershire, United Kingdom

I dealt with Jonathan at his previous employer over 5 years ago and was delighted to hear he had set up his own business. When I first dealt with him he was professional, explained everything clearly, was proactive and provided very good advice. This time round was exceptional. I never once needed to chase for an update and Venoa’s processes are the simplest I’ve ever come across and I’ve held a mortgage for some 18 years. Not only did Jonathan secure the most competitive deal on the market for me, he saved me a huge amount of time which I have very little of. At first I was strongly considering switching rates with my existing lender, I’m so pleased and grateful I moved forwards with his recommendation, it has saved me £000’s. Jonathans website has a list of what makes them different and I’d like to testify that all the points he hit with perfection. I wish him and Nicki all the success they deserve and would be happy to recommend his services to anyone looking for a mortgage. 


J Baber

Project Controls Specialist - Performance Analyst, Kingston upon Thames, United Kingdom

I’ve been dealing with Jonathan for some 4 years now and during that time I’ve never considered using another broker. He is professional, courteous, thinks outside the box and is happy to work around your schedule instead of you working around his. Jonathan’s knowledge of the mortgage market is vast and in the same day of calling he had researched 95 lenders and had got back to me with the most competitive deal given my set of circumstances. Removing the need to speak and deal with a mortgage lender is just one aspect why you should use his services. On the whole he has now made the third time of securing a great deal simple, cost effective and has saved me a huge amount of time. The service is first class and that’s exactly why I will certainly be using Jonathan again in the future.


C Pooley

Commercial Banking Senior AML manager, London, Greater London, United Kingdom

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Get in touch on 01489 664 900 or via our enquiries form

Venoa Financial Services Ltd is an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority. The information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. Venoa Financial Services Ltd is a company registered in England and Wales with company number 11700326. The registered office address is 34 St Johns Road, Hedge End, Southampton, Hampshire, SO30 4AG United Kingdom.

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